銀行で急いで融資を考えている方へ
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一口にキャッシングといっても種類は様々ですが、大まかに三つの種類に分けると分かりやすくなります。
それを見ていきましょう。
まずは銀行系キャッシング。これはその名前の通り銀行が自ら融資を行うというもので、当然相手は銀行ですから信頼性という点では群を抜いています。
ですが、こうした業者は借りる側の収入などを慎重に吟味するという特徴もあります。
つまり、審査が厳しいということです。次に信販系キャッシング。これはクレジットカード会社が行うキャッシングで、カードに付随するキャッシング枠を使うのが主な特徴です。借りられる金額の制限が厳しいですが、審査は緩めになってきます。
最後が消費者金融系キャッシング。即日審査即日振込を謳うところが多く、つまり審査はかなり緩いです。ですが金利面がかなり高いという条件でキャッシングを利用しなければなりません。
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ほかにもう一枚おすすめするとしたら、このカード。
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キャッシングの基礎知識
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この企業のカードローンは？
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知名度の高いカードローン会社
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金融機関とカードローン
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