銀行カードローンを考えている方へ
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カードローンの申し込みを検討する際、どうしても気になってしまうのが審査基準です。そもそも審査に通らなければキャッシングは受けられないわけですから、どうしても審査基準が甘いのか、からいのかが、非常に気になるところです。結論からいうと、審査基準は以前にくらべ、ばらつきが減ったようです。といいますか、からいほうへと全体的に進んでいる感じです。
カードローンの会社には、信販系、銀行系などといった系統があるものなのですが、これらの間の審査基準のばらつきも、以前よりかは平均化してきています。
これはやはり、法改正や社会情勢が大きく影響していると考えられます。
過払いが社会的に問題になったり、法改正によって金利が下げられたりということで、以前にくらべ、会社側の得が減り、その分、審査基準をからくして、確実に回収できる人にだけ貸そう、という流れです。
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ほかにもう一枚おすすめするとしたら、このカード。
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キャッシングの基礎知識
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この企業のカードローンは？
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知名度の高いカードローン会社
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金融機関とカードローン
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