銀行のローン相談でお金を借りようと思っているなら・・
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金融機関には、カード会員が「フラット35」の申込時に、金利などの優遇措置を設けているところもあります。
フラット35とは、民間金融機関と住宅金融支援機構の提携による「長期固定金利の住宅ローン」のことです。
フラット35には、金利が長期固定であること、返済期間を20〜35年の長期に設定できること、保証料や繰上げ返済手数料が不要などの特典もあり、大変人気になっています。
ところが、キャッシング残高がある場合、フラット35融資審査に通らない場合があるのです。
それを回避するためにも、フラット35の申込時には、キャッシング残高の速やかな返済をすることが大切です。
また、
キャッシング完済後は「解約」することをお勧めします。
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ほかにもう一枚おすすめするとしたら、このカード。
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キャッシングの基礎知識
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この企業のカードローンは？
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知名度の高いカードローン会社
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金融機関とカードローン
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